Once you build a small company and it is making money you will have to protect it from theft, damage and parasite ambulance chasing lawyers; actually all types of lawyers. What is the best way to protect yourself and your business? Well if you are a mobile auto detailing you will be carrying cash so you need to stay alert, do not frequent bad neighborhoods and maintain a somewhat unpredictable schedule.

If you own a detail shop you might consider a Smith and Wesson strategy. Perhaps you might start a neighborhood watch patrol in your city today:

http://www.lancewinslow.org/efforts.shtml

Thus you can be part of the solution to curb crime instead of turning a blind eye and thus becoming part of the problem. Do you need insurance too? Yes, generally you will need this for wholesale detailing 1 million is common for limits of liability aggregate t work in larger corporate centers. If you work at airport parking structures you will need at least 5 million at most airports. Usually the cost of such insurance policies is based on gross estimated sales for the year, not cheap, but certainly not a killer. In fact often it eliminates competition and provides barriers to entry, not that I approve of decreased competition but it is a fact. Not that I like paying it either, but it tends to work that way.

There are many carriers who write auto detailing policies such as; AIG, American States, Firemen's Fund. Find a Business Independent Insurance Broker who carries such lines. Are you a Homeowner, if so Ask to add a small business policy if you go mobile and work from home. When will you need to buy an insurance policy? Well at airports to get an activity permit you will need one right away. If you have sufficient assets you need protecting, probably at the same time you get a business license and open a business checking account I suppose.

If you are going to start a mobile car wash, mobile auto detailing business or a fixed detail shop you will need to set forth a policy in advance to protect yourself, your assets and your business. So please consider these things and think on it.

"Lance Winslow" - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; http://www.WorldThinkTank.net/wttbbs/

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