We've received many inquiries regarding an airlines credit card, which one is the best to accumulate air mileage points. First off, if you're looking at a credit card specifically to acquire mileage, we commend you; however, if you're looking at a credit card to get yourself into debt, we don't recommend that you get an airlines credit card, or any other credit card for that matter.

Credit card companies bank on the fact that you'll spend and likely carry a balance. It's simply more money in the credit card companies pockets. To utilize an airlines credit card to it fullest extent and make it beneficial to you, we recommend that you pay off the balances each month. Also, only purchase on the credit card what you would normally purchase.

We've used an airlines credit card to our benefit. Our strategy is quite simple. When we make a purchase, we'll use the credit card and immediately write a check to the credit card company. This way the money is already spent. We hold on to the checks and submit them with the bill each month. Unfortunately the credit card company has to process several checks but we ultimately benefit, we acquire the mileage and are not left holding any debt.

What airlines credit cards do we recommend? Honestly, most of them are similar.They typically charge an annual fee, however, if you call the credit card company and ask them to waive the fee, they just may do so. We've had success with this.

Many of the airline credit cards typically impose restrictions on flight travel. You'll encounter Blackout Dates that you cannot fly. Airlines also have limited seating for frequent flier mileage. In other words, you'll have to plan well in advance to get a seat and you'll need some added flexibility in the actual flight departure times and travel route. If you flying with companions, all utilizing frequent flier mileage, don't be surprised if you cannot get on the same flight.

Capital One, a credit card company that offers mileage, is one credit card company that does not have Black Out restrictions. They also offer a variety of rewards for the mileage accumulated. One draw back, the mileage only accumulates on credit card purchases. You will not acquire miles for a flight.

All in all, which is the best card? They each have their incentives, like 10,000 bonus miles...and they change the incentives around. What was a good airlines credit card today may not offer the best incentives tomorrow. We like American Express with Delta SkyMiles, Alaska for Bank of America and Capital One.

Craig Dahl is the Senior Editor for Luxury Romantic Vacations, a professional travel/tour operator, who reveals facts about travel. For a host of informative facts visit Luxury Romantic Vacations.

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