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Debt Collectors: Men or Mice?
Who are these people anyway? They viciously harass you and call you bad names. They embarrass you beyond belief by leaving detailed messages with your neighbors and at your workplace. In extreme cases, they have been known to stalk you!
Debt col...
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rating : 0.00, 0 votes. Author : A.M. Harris
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What Is A FICO Score?
Your FICO score or credit score as it’s commonly called is a very important calculation that can control whether or not you are eligible to receive credit and if eligible the terms you can receive credit under. Failure to understand the impact thi...
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rating : 0.00, 0 votes. Author : Tim Gorman
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Is There Any Way To Get Out Of Debt?
In this era where we are bombarded daily with commercials on television, radio, billboards, through email, not to forget the flyers slipped under the car's wiper blades while shopping at the mall, it's no surprise that so many of us find ourselves ...
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rating : 0.00, 0 votes. Author : Joseph T Farkasdi
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What Is A Chapter 13 Bankruptcy?
Many consumers that are bogged down in debt frequently turn to bankruptcy as a form of restoring their financial status back to a zero balance. Unfortunately many of these same consumers are confused when it comes to the difference between a Chapt...
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rating : 0.00, 0 votes. Author : Tim Gorman
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Top Ten Reasons People File for Bankruptcy
1. Eliminate the legal obligation to pay many of your debts.
This process of wiping the slate clean is called a discharge of debts. The goal of a discharge is to reduce debt to give you a fresh start. Whether it is through straight bankruptcy (Chap...
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rating : 0.00, 0 votes. Author : Tim S
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Bankruptcy, Is It A Way Out
Negotiations with creditors have failed. Repossession is imminent and foreclosure proceedings have begun. Your income is simply not sufficient to pay your bills, no matter how low the payments are. It may be time to consider bankruptcy.
Bankruptcy ...
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rating : 0.00, 0 votes. Author : Darryl Power
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Debt Collectors; And what you can do to Get Them Out of your Life
FTC opinion letter on validation Section 809(a) of the FDCPA, 15 U.S.C. § 1692g(a)
This will be a pretty long lesson and will cover an integral part of validation which is the receipt of the initial or first contact with the debtor by a collector w...
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rating : 0.00, 0 votes. Author : Kenneth DeLashmutt
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Start Small and Your Wealth Will Get Bigger
We’ve all heard the phrase, “You have to start somewhere.” Nothing could be truer of creating wealth and prosperity in your life. Sometimes the idea of becoming wealthy can seem so overwhelming that we don’t know where to begin. After all, if we’re...
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rating : 0.00, 0 votes. Author : Stephanie Yeh
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Mr. Cheapies Frugal Budget Tips
So you feel like a hamster spinning your wheel? The faster you run, the faster the wheel spins. Just when you get a raise, you notice the price of hamster wheels jumps!
Mr. Cheapie is here with his super-charged budget-cutting tips.
One of the bi...
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rating : 0.00, 0 votes. Author : David Leonhardt
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The 5 Secrets to Getting Out of Debt Fast
As they stare down at a teetering pile of bills, so many consumers wonder how they racked up such a large debt. The answer boils down to simple mathematics.
“On a basic, fundamental level, the problem is created by spending more than you make,” say...
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rating : 0.00, 0 votes. Author : Fox Symes
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Should You Invest In Savings Or Payoff Your Debts?
I have faced this financial question 8 years ago and recently I have friends asked me this same question. I think I should write it up so that it may help some of you that having the same situation.
The decision whether to invest your monthly exces...
0 reviews,
rating : 0.00, 0 votes. Author : David Chew
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Dealing with Thingitis
Debt is quickly becoming an epidemic in America. However, through the past 50 years, America has not seen such large domestic growth. Its citizens have higher salaries now than their predecessors, yet personal debt continues to rise.
Why is this ha...
0 reviews,
rating : 0.00, 0 votes. Author : Dan Goggins
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Hide That Car! Fighting the Repo Man
Vehicle repossession may appear justified in circumstances where a person is generally being irresponsible and otherwise able to meet this financial obligation. However, what about that hardworking guy or gal who paid their automobile note dutiful...
0 reviews,
rating : 0.00, 0 votes. Author : A.M. Harris
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Creating A Realistic Budget
Budgeting -- ooh, what a scary word! If you want to frighten someone whose finances are out of control, suggest that they tally up their expenses on a piece of paper. We all understand the value of such an exercise, but when it comes to the practic...
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rating : 0.00, 0 votes. Author : Ramona Creel
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Free Quick and Easy Money Saving Tips – Part 2
Although many consumers would argue differently saving money doesn’t have to be difficult. In fact by making just a few changes in your normal lifestyle you can find ways to free up extra cash that can be put to better use in a savings account or ...
0 reviews,
rating : 0.00, 0 votes. Author : Tim Gorman
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Free Quick and Easy Money Saving Tips – Part 1
With the high cost of gasoline and the amount of money needed to lead a comfortable life slowly increasing many consumers may be worried about how to make ends meet. Fortunately there are lots of ways to save money in a variety of areas. Using an...
0 reviews,
rating : 0.00, 0 votes. Author : Tim Gorman
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Five Major Ways to Save Money
There are two main roads to improving your personal finances: increasing income, and cutting costs.
Increasing income is the harder road to travel. After all, you can't always get a raise or a new job when you need one.
But cutting costs, that's a...
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rating : 0.00, 0 votes. Author : Paul Davis
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What the Mail on Sunday Said
Anyone considering Bankruptcy may have experienced fear after reading an article written in The Mail on Sunday with the headline “Bankruptcy cheats face crackdown”. But, how much of what was written was in context of the reality of Bankruptcy as i...
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rating : 0.00, 0 votes. Author : Nicola Bullimore
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Debt Relief with this Simple Formula
Is there a way to get out of debt without getting a second job or having to increase your income in some way? Can the average
person take his or her current income and pay off his or her bills in a matter of a few years, including the car and mort...
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rating : 0.00, 0 votes. Author : Carolyn Shipp
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Purchase Your Future Now While It Is Still Inexpensive
Leaving school, getting a new job, or even a raise at your current one, has most people considering their next great purchase. Few think about the affect this could have on their future. Rather than pay down the debt they carry, many pon...
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rating : 0.00, 0 votes. Author : David Wilding
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What Are The Benefits and Consequences Of Getting Rid Of Debt The Easy Way
We have all experienced getting so far in debt we don’t know how we’re going to get out. There are many different options that you have for quick relief with benefits and consequences. You can look at the overview and see which option is the best o...
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rating : 0.00, 0 votes. Author : Marcus J Ware
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Debt Recovery Can be Easy
OK, so you are up to your head in debt. You are stressed out, it is now affecting the way you function and absorbing most of your daily thoughts. You have no idea what to do.
OK, first things first. Take a step back and try and look at things wi...
0 reviews,
rating : 0.00, 0 votes. Author : Ryan McKenzie
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How to Get Triple A Credit in 25 Days
Good credit is everyone's dream. A wise use of credit can go a long way. It certainly makes certain goals in life (like acquiring business loan from bank) easily attainable.
But the key question remains: "What does it take to achieve 'Triple A' cre...
0 reviews,
rating : 0.00, 0 votes. Author : Omar M. Omar
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