Are you in debt? Well, that is a real bummer no doubt, but one consolation to your predicament might be to know that you are not alone. In fact in the United States the average person has over $10,000 in credit card debt that will be paid off sometime in 2026 if they keep making their monthly payments. Ouch.

Did you know that the average citizen has 150% of the amount they make in a given year in short-term debt? This includes credit cards, car loans and other items bought on time. It is true, in fact if the average person if they were to lose their job they would be on the street and pushing a shopping-cart in just under 2.3 months. Their house would be in foreclosure, their credit cards max’ed out and they would be evicted.

You know even though you are not alone in this problem, you are playing with fire. You need to work hard to remove these burdens and having a garage sale or selling stuff on eBay, well that simply is not going to do it at all. All you will be doing is selling stuff that you bought at retail with your credit card, which you are still paying on and will be paying on until 2026, for pennies on the dollar.

You need to put together a strategy to get out of debt. If not you could be pushing a shopping cart down the street collecting aluminum cans, but at least there is a consolation, there are hundreds of thousands of homeless Americans doing this and you will not be alone. Think on this.

"Lance Winslow" - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs/

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