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Insurance Glossary of Terms
Assured - Those insured under the terms of an insurance policy.
Benefit - The money paid to the policyholder when a claim is made.
Bid Price - The selling price or cash-in value of your unit holdings.
Bonus - Relates to a with-profits policy. The a...
0 reviews,
rating : 0.00, 0 votes. Author : Ken Barnes
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Photography Insurance-Insurance for the Photographer
Part and parcel of establishing your own photographic business is establishing your own legal entity. This means establishing yourself for taxes. This is broader than the scope of this article, because every country has it’s own business rules. Als...
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rating : 0.00, 0 votes. Author : Roy Barker
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What You Need to Know About Auto Insurance
Let's be realistic, everyone needs to have auto insurance. Aside from the fact that almost every state requires it, it is only logical for a driver to see that his vehicle is properly insured. Auto insurance offers property, liability and medical c...
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rating : 0.00, 0 votes. Author : Tim Gorman
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Saving on Home Insurance: Tips for Cutting Costs
Everyone is searching for a way of cutting costs, a method to lower their overall monetary expenses. Saving on home insurance is a reasonable, viable option when choosing to take control of your finances. There are several discounts available; the ...
0 reviews,
rating : 0.00, 0 votes. Author : Tim Gorman
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The Ups and Downs of Temporary Health Insurance
If you're a recent college graduate, or in between jobs, temporary health insurance may be just what you are looking for. As the name suggests, this short term health plan covers from one month up to a full year. And with a very inexpensive price t...
0 reviews,
rating : 0.00, 0 votes. Author : Tim Gorman
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Saving on Auto Insurance: The Road to Reduction
The road to saving on auto insurance is something that every consumer travels at one time or another. And the quest is really not as difficult as it may appear. Saving on auto insurance can be a snap if you know the right places to look, and the be...
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rating : 0.00, 0 votes. Author : Tim Gorman
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Homeowners Insurance at a Glance
At first glance, homeowners insurance may seem perplexing and quite overpowering. Understanding your policy is crucial to know what you are actually purchasing, and also an extremely important part of owning a home. A homeowners insurance policy pr...
0 reviews,
rating : 0.00, 0 votes. Author : Tim Gorman
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Health Insurance for the Beginner
When it comes to your family, selecting the right health insurance plan could be one of the most crucial decisions you ever make. There are so many choices, but in a sense, for your loved ones there will never be enough. With plans changing from ye...
0 reviews,
rating : 0.00, 0 votes. Author : Tim Gorman
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Filing Homeowners Insurance Claim Forms: What Steps to Take
Filing a homeowners insurance claim can be done with ease if the proper procedures are followed correctly. Periodically reviewing your insurance policy and keeping up to date with what your duties and responsibilities for your specific plan are wil...
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rating : 0.00, 0 votes. Author : Tim Gorman
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Filing Auto Insurance Claims: The Basic Steps to Take
An automobile accident can be a terrifying event for anyone, even when there are no injuries sustained. However, it is still necessary to take proper action after the collision to make filing auto insurance claims as simple as possible. Filing auto...
0 reviews,
rating : 0.00, 0 votes. Author : Tim Gorman
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Health Insurance, What Does It Mean?
Your affordable health insurance policy is an agreement between you and your insurance company. The policy lists a package of medical benefits such as tests, drugs and treatment services. The insurance company agrees to cover the cost of certain be...
0 reviews,
rating : 0.00, 0 votes. Author : Ariful Anam
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Insurance: A Necessity for Peace of Mind
There are many choices for insurance. Insurance is a
policy where you pay in a certain figure, that you do not
usually get back, and pays out in the event of a certain
situation. The details vary according to the type of
coverage.
Health insurance ...
0 reviews,
rating : 0.00, 0 votes. Author : Martin Shiverman
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Entrepreneurs, Fill in the Gaps of Your Homeowners Policy
Business Owners Policies for the Self-Employed
Who needs a business owner’s policy?
Simple, anyone that runs a business from their home should have one. A comprehensive coverage homeowner’s policy will cover economic losses caused by damage or lega...
0 reviews,
rating : 0.00, 0 votes. Author : Ian Asterbury
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Life Settlement Overview
A “Life Settlement” is a lump sum settlement paid to the owner of a life insurance policy by one of many funding sources in exchange for the ownership of the policy. Never before have non-terminal policyholders been able to receive capital in exce...
0 reviews,
rating : 0.00, 0 votes. Author : Grant Shellhammer
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The Surety Bond Domino Effect
I have written many articles about the hard surety bond market. To my surprise many want to know more details as to how we got to where we are at. Like all industries the surety bond industry is heavily influenced by the economy. We can all remembe...
0 reviews,
rating : 0.00, 0 votes. Author : Michael Weisbrot
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What is Consumer-Driven Healthcare?
Consumer-driven healthcare is a label that we’ve put on a movement in America to change the way decisions are made in our healthcare system. Instead of insurance companies making all the decisions about how people will receive their healthcare, co...
0 reviews,
rating : 0.00, 0 votes. Author : Daryl Kulak
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Why Dont Insurance Companies Reward Us for Being Healthy?
Insurance is always a gamble, a bet actually.
You are betting that you’ll eventually get sick or hurt. And your insurance company is betting that you’ll stay healthy.
If you stay healthy your whole life, but still pay into insurance, that’s great ...
0 reviews,
rating : 0.00, 0 votes. Author : Daryl Kulak
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Home Insurance: Premium Protection In Case Mishap Takes A Rain Check
My whinstone house my castle is,
I have my own four walls.
This is truth for every home owner. Your home, your castle, your prized possession, your territory - which is certainly more than four walls. You would do anything to protect it against da...
0 reviews,
rating : 0.00, 0 votes. Author : Natasha Anderson
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Medical Bankrupticies: What You Can Do To Protect Yourself
First the bad news: about 2,000,000 personal bankruptcies each year are caused by unexpected medical expenses. Of all those people, 1,500,000 have (or had) health insurance before they ran into difficult financial straights.
But wait a minute. Isn'...
0 reviews,
rating : 0.00, 0 votes. Author : David Lear
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Health Savings Account (HSA): What Happens to it When I Retire?
The Health Savings Account (HSA) is a great tool that is going to help
us all reduce our health insurance costs and avert the current
healthcare crisis in America. But what happens when a person
retires? What use is an HSA then?
Your HSA trans...
0 reviews,
rating : 0.00, 0 votes. Author : Daryl Kulak
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Health Savings Account (HSA): Do I Lose It At the End of Each Year?
The Health Savings Account (HSA) is an amazing tool to reduce
healthcare expenses and insurance costs. But do you lose it at
the end of each year, like with a Flexible Savings Account (FSA)?
Thank goodness, no! You do not lose your H...
0 reviews,
rating : 0.00, 0 votes. Author : Daryl Kulak
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Insurance or Assurance - Do You Need Reassurance?
Insurance versus assurance: what is the difference?
Should you care?
Yes!!
The world of finance is extremely complicated and there are many factors to consider when choosing any financial protection product.
When looking for a policy you need to kn...
0 reviews,
rating : 0.00, 0 votes. Author : Rachel Lane
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Who Else Wants to Understand Travel Insurance Policy Language?
Aren't all travel insurance plans basically the same?
No. When you read travel insurance policy language, remember that as with any legal document, the definition of the terms is what governs the working of the policy (including payment of the clai...
0 reviews,
rating : 0.00, 0 votes. Author : Steve Dasseos
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An Intro To Auto Insurance
Although premiums, policies and prices vary widely, the mandate does not. Automobile insurance is an unavoidable expense of driving. Ideally, you will never have use for your auto insurance. In the event that you do; however, you will considerably ...
0 reviews,
rating : 0.00, 0 votes. Author : Nicole Soltau
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