It's a fairly common practice, claiming compensation from the another driver’s insurance company in the event of a road traffic incident. However, if the driver whom you had the accident with had left the scene and subsequently cannot be trace - then what? Also, what can you do if the other driver doesn't have insurance?

Well thankfully, you may still be able to make a claim compensation from the UK Motor Insurers Bureau.

Claims going through the UK Motor Insurers Bureau is similar to making a normal claim. Your case will be reviewed by the ruling judge and a decision is then made in regards to liability and how much compensation you should be awarded which will be paid by the UK Motor Insurers Bureau.

MIB was established in 1946 as a private company limited by guarantee for the purpose of entering into Agreements with the Government to compensate the victims of negligent uninsured and untraced motorists. Every insurer underwriting compulsory motor insurance is obliged, by virtue of the Road Traffic Act 1988, to be a member of MIB and to contribute to its funding

The MIB can give compensation to someone who is involved in a motor accident caused by an uninsured driver or untraced driver. If the driver was uninsured, the MIB can pay compensation for personal injury or death and/or damage to property. If the driver has not been traced, the MIB will consider claims for damage to personal property providing the vehicle can be identified.

Normally, the UK Motor Insurers Bureau will make a payment for both your vehicle and any personal injury suffered by yourself. This may also cover loss of earnings and medical expenses, pain, distress and suffering - all covered by the UK Motor Insurers Bureau

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If you need advice or would just like to speak to someone, please don’t hesitate to give Claims Master Group a call on 08000 71 22 71.

The Personal Injury, Accident Claim, No Win No Fee, Motor Insurers Bureau specialists.

ClaimsMasterGroup.com

Julian Hall is the director of Claims Master Group

The Personal Injury, Accident Claim, No Win No Fee, Road Traffic Accidents specialists.

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